Budgets are an interesting attention-getter after the holidays. We start thinking about Spring Cleaning in January (and might get to it by Spring Break, ha!) and all sorts of purging. Purging of toxic foods, plastics, air. And purging of toxic habits like not watching the spending quite well enough to our liking. We want to have that 3+ months of spare income siting in savings. We want to have enough extra investments (outside official retirement plans or instead of them, depending on the earner) to feel like when we age more openly, it'll really be okay. We want to have enough saved for our girls to get them a dandy college/continuing education when they fly our nest in the first way.
Enter, Mint.com. Mint has a lot of possibilities built into it, and you can use whatever parts you want. It tracks your spending without having to figure it out, and it's free. (For what it's worth, if you bank with USAA, you already enjoy this service with graphs and everything.) So we'll give it a try and see if it will perk up our perspective more since we don't have the daunting task of crunching so many numbers ourselves.